Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in New Braunfels, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
748 W San Antonio St, New Braunfels, TX 78130
8303022101
Pilgrim Mortgage New Braunfels
190 S Seguin Ave, New Braunfels, TX 78130
2105690401
Cavanaugh Crew powered by Edge Home Finance
144 Clemens Ave Suite 1, New Braunfels, TX 78130
8308225533
Sente Mortgage
473 S Seguin Ave #200, New Braunfels, TX 78130
8306095626
MORTGAGEinc
2111 S I-35 South Frontage Rd Ste. 1105, New Braunfels, TX 78130
5126692302
Brady Team Loans - Synergy One Lending Inc
2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130
2106012866
My Community Mortgage - New Braunfels
378 Hampshire St, New Braunfels, TX 78130
8302545800
County Line Mortgage
737 San Mateo, New Braunfels, TX 78132
7193306287
Consumer One Financial NMLS#2463781
1111 N Walnut Ave Suite 100, New Braunfels, TX 78130
2106608584
Build Texas Team | LoanPeople
245 Hunters Village Suite B, New Braunfels, TX 78132
8308326766
PrimeLending, A PlainsCapital Company - New Braunfels
1067 FM306 Unit 405, New Braunfels, TX 78130
8307309980
Chris Kerr - Legacy Mutual Mortgage NMLS #1630525
494 S Seguin Ave #101, New Braunfels, TX 78130
2104160796
Guild Mortgage - The Arp Brothers Team
228 Hunters Village, New Braunfels, TX 78132
8304027990
Collin Jorden, Mortgage Broker
144 Clemens Ave Suite 1, New Braunfels, TX 78130
8304811249
Dusty Lewis: Loan Officer, NEXA Mortgage
657 Volme, New Braunfels, TX 78130
8303103966
Xpert Home Lending: Ryan Phillips
1104 Carriage Loop, New Braunfels, TX 78132
8303210217
SWBC Mortgage Corporation - New Braunfels
277 W San Antonio St 2nd Floor, New Braunfels, TX 78130
2108873713
Canopy Mortgage
111 Maple Terrace, New Braunfels, TX 78132
5127382039
The Kimble Group at Southwest Funding
1067 FM306 Unit 604, New Braunfels, TX 78130
2108498100
Guild Mortgage Company
228 Hunters Village, New Braunfels, TX 78132
8303576116
What Does a Mortgage Refinance Company in New Braunfels Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $700, title insurance of $1,000 to $2,500, and lender origination fees of 0.5% to 1% of the loan amount. Third-party costs like recording fees and credit report fees add $100 to $500. Total closing costs often range from $3,000 to $7,000 for a $300,000 loan. Note that costs vary by situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead equity cap for a cash-out refinance?
Texas law limits cash-out refinances to 80% of the home value for homestead properties. This rule comes from Section 50(a)(6) of the Texas Constitution. You cannot borrow more than 80% of the appraised value on a primary residence.
How long does a Texas refinance take to close?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12-day waiting period after you receive the Loan Estimate for cash-out refinances. The process may take longer if an appraisal or title work is delayed.
Can I refinance a Texas homestead property more than once a year?
No. Texas law allows only one cash-out refinance on a homestead every 12 months. This restriction is in the Texas Constitution. Rate-and-term refinances do not have this limit.