Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 10 mortgage refinance companies in Pasadena, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Home Lending
4532 Pasadena Blvd ste c, Pasadena, TX 77503
(281) 817-8037
capitalhomelending.com
First Community Mortgage
825 Fairmont Pkwy #100, Pasadena, TX 77504
(800) 464-8626
firstcommunitymortgage.com
Gulf Coast Educators Federal Credit Union Mortgage Center
3943 Fairway Plaza Dr, Pasadena, TX 77505
(281) 487-9333
texaseducatorsmortgage.com
Michael Velez - Mortgage Expert
3515 Preston Ave Suite 202, Pasadena, TX 77505
(281) 876-2369
alliancemortgagegroup.net
Terry Walters Mortgage NMLS #265781
Alliance Mortgage Group LLC, 3515 Preston Ave, Pasadena, TX 77505
(713) 398-1890
terrywaltersmortgage.com
Alliance Mortgage Group LLC | Mortgages | Refinance
3515 Preston Ave, Pasadena, TX 77505
(832) 591-9423
docsprocessing.com
Space City Mortgage Services
3515 Preston Ave, Pasadena, TX 77505
(281) 487-9700
mortgagecompanypasadena.com
What Does a Mortgage Refinance Company in Pasadena Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, a loan origination fee of 0.5 to 1 percent of the loan amount, and title insurance costs of 1,000 to 2,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. For a 200,000 dollar loan, this means 4,000 to 10,000 dollars in fees. Note that costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinancing to 80 percent of the home value. You must wait 12 days after applying before closing. This rule does not apply to rate-and-term refinances.
How long does a mortgage refinance take in Pasadena Texas?
A typical refinance takes 30 to 45 days from application to closing. The Texas 12-day waiting period for cash-out loans adds to this timeline. Delays can happen if appraisal or document issues arise.
What documents do I need for a refinance in Texas?
You need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Texas lenders also require a homestead affidavit for owner-occupied homes. Self-employed borrowers must provide additional income proof.