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Find Mortgage Refinance Companies Near You in Pflugerville, TX

Compare mortgage refinance companies in Pflugerville. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Pflugerville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Pflugerville, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Austin_TX
701 FM 685 #500-510, Pflugerville, TX 78660
5127163510
Marie Cyr, NMLS#269403, PrimeLending
701 FM 685 #500-510, Pflugerville, TX 78660
5127163532
Brian Weinzetl - Edge Home Finance Corporation NMLS#2105276
17720 Zinfandel Dr, Pflugerville, TX 78660
5126618001
Mortgage Lender Pflugerville Texas
15901 Central Commerce Dr, Pflugerville, TX 78660
5125985562

Mortgage refinance companies in Pflugerville Texas help homeowners lower their interest rates or change loan terms. Texas has specific laws under Section 50 of Article XVI of the Texas Constitution that limit cash-out refinancing to 80 percent of the home value. These companies can guide you through the process and ensure compliance with state regulations.

What Does a Mortgage Refinance Company in Pflugerville Cost?

Typical costs for mortgage refinancing in Texas include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance which can range from 1,000 to 2,500 dollars. Other costs may include recording fees, credit report fees, and survey fees. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance limit?
Texas law limits cash-out refinancing to 80 percent of the home value. This rule comes from Section 50 of Article XVI of the Texas Constitution. You must also wait 12 months after your previous refinance before doing another cash-out refinance.
How long does a mortgage refinance take in Pflugerville?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on your lender, appraisal scheduling, and how quickly you provide documents. Texas law requires a three-day rescission period after signing.
Do I need a home appraisal for refinancing in Texas?
Most refinance loans in Texas require a home appraisal to determine current property value. The appraisal cost is usually paid by the borrower. Some streamline refinance programs may waive the appraisal requirement.