Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RGV Loans LLC
614 S Cage Blvd #6a, Pharr, TX 78577
9562234184
Edgar Hernandez | Branch Manager | Primary Residential Mortgage, Inc.
3900 N Jackson Rd Suite 105, 108, 115, Pharr, TX 78577
9564577498
Primary Residential Mortgage, Inc.
3900 N Jackson Rd 108, 115, Pharr, TX 78577
9564911737
La Cross Mortgage, LLC
213 W Expy 83 suite d, Pharr, TX 78577
9566164203
What Does a Mortgage Refinance Company in Pharr Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance which can range from 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Pharr Texas?
You typically need recent pay stubs tax returns bank statements and a valid ID. Texas law also requires a signed application and a homestead affidavit for owner-occupied properties.
How long does a mortgage refinance take in Texas?
A standard refinance in Texas usually takes 30 to 45 days from application to closing. Cash-out refinances may take longer due to the required three-day rescission period under Texas law.
Are there limits on cash-out refinances in Texas?
Yes Texas law limits cash-out refinances to 80 percent of the home value. You also cannot have more than one cash-out refinance per year on the same property.