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Compare mortgage refinance companies in Red Oak. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Red Oak, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Red Oak, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trinity Oaks Mortgage
421 Century Way #100, Red Oak, TX 75154
4695054663
Supreme Lending- The Statewide Group
200 N Interstate 35 E Rd, Red Oak, TX 75154
4694374366
Mortgage refinance companies in Red Oak, Texas help homeowners lower their rate or change loan terms. Under Texas law, cash-out refinances are limited to 80% of the home value. Local lenders understand the Ellis County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Red Oak Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Total closing costs often range from 2,000 to 6,000 dollars. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinances to 80% of the home value. You must wait 12 months after your last refinance to do another cash-out loan. This rule protects homeowners from over-borrowing.
How long does a mortgage refinance take in Red Oak?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and lender workload. Local lenders in Red Oak may process faster than national banks.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.