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Compare mortgage refinance companies in Saginaw. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Saginaw, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Saginaw, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Store
100 N Saginaw Blvd, Saginaw, TX 76179
8172328900
World Finance
528 S Saginaw Blvd, Saginaw, TX 76179
8173065124
PNC Mortgage
1417 N Saginaw Blvd, Saginaw, TX 76179
8172302800
Chase Home Lending
1429 N Saginaw Blvd, Saginaw, TX 76179
9364457929
Mortgage refinance companies in Saginaw Texas help homeowners adjust their loan terms or interest rates. Texas law has specific rules for refinancing including a cap on fees and a required waiting period after closing. Working with a local company can help you navigate these state regulations and find a plan that fits your budget.
What Does a Mortgage Refinance Company in Saginaw Cost?
Typical costs for a mortgage refinance in Texas range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars title insurance of 1,000 to 2,000 dollars and lender origination fees. Texas law caps certain fees on home equity loans at 2 percent of the loan amount. Costs vary by loan type property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinancing to 80 percent of the home value. You must also wait 12 months after the original loan closing before refinancing a home equity loan. These rules protect borrowers from taking on too much debt.
How long does a mortgage refinance take in Saginaw Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes an appraisal underwriting and a mandatory three day rescission period after signing. Delays can happen if documents are incomplete.
What documents do I need for a refinance in Saginaw Texas?
You will need recent pay stubs tax returns bank statements and a valid ID. Texas lenders also require proof of homeowners insurance and a property survey. Having these ready can speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.