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Compare Mortgage Refinance Companies in San Antonio, TX
Compare mortgage refinance companies in San Antonio. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
San Antonio, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in San Antonio, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cornerstone Home Lending
3239 N Loop 1604 W Suite 300, San Antonio, TX 78257
2103404994
GFS Home Loans Corporate
2822 N Loop 1604 W Ste. 101, San Antonio, TX 78248
2103661070
Security Service Federal Credit Union
4910 Windsor Hill, San Antonio, TX 78239
8005259570
Lennar Mortgage, LLC San Antonio
100 NE Interstate 410 Loop Suite 625, San Antonio, TX 78216
2104036240
Megan Cloud - The Mortgage Unicorn
7010 W Loop 1604 N Suite 107, San Antonio, TX 78254
2103813707
VIP Independent Mortgage - The Cloud Team
7010 W Loop 1604 N Suite 107, San Antonio, TX 78254
2106605626
PrimeLending, A PlainsCapital Company - San Antonio Central
270 N Loop 1604 E #310, San Antonio, TX 78232
2104942660
Direct Rate
16500 San Pedro Ave Ste 333, San Antonio, TX 78232
2109096999
Mark D. Smith | Legacy Mutual Mortgage
18402 U.S. Hwy 281 N Suite 258, San Antonio, TX 78259
5127761363
Directions Home Loan - The Raymond Fuentes Mortgage Team
1800 NE Interstate 410 Loop Ste 200, San Antonio, TX 78217
2104955626
Legacy Mutual Mortgage - The Romanello Team
23705 W I-10 Suite 301, San Antonio, TX 78257
2109995955
Firstmark Credit Union
3206 Fredericksburg Rd Suite 101, San Antonio, TX 78201
2104420100
Firstmark Credit Union
11530 I-35, San Antonio, TX 78233
2104420100
Rev Mortgage
5590 Summit Pkwy, San Antonio, TX 78229
2109698020
South Texas Lending
1846 N Loop 1604 W Ste 205, San Antonio, TX 78248
2107506164
Guild Mortgage - Helen Bernatek
18503 Sigma Rd Suite 151, San Antonio, TX 78258
2104030808
Orange Mortgage
10010 San Pedro Ave STE 825, San Antonio, TX 78216
2106409515
Pilgrim Mortgage
1270 N Loop 1604 E #1101, San Antonio, TX 78232
2104994200
Sente Mortgage Company San Antonio
14701 San Pedro Ave # 230, San Antonio, TX 78232
7262681967
Accredited Mortgage Services
11602 Elm Bluff, San Antonio, TX 78230
2109491855
Mortgage refinance companies in San Antonio help homeowners replace their existing home loan with a new one often to get a lower interest rate or change loan terms. Texas has specific laws under Section 50(a)(6) of the Texas Constitution that limit cash-out refinancing to 80% of the home value. This rule protects homeowners but means you must work with a company that understands local regulations.
What Does a Mortgage Refinance Company in San Antonio Cost?
Typical costs for a mortgage refinance in Texas range from 2% to 5% of the loan amount. For a $200,000 loan this means $4,000 to $10,000 in fees including origination charges appraisal and title insurance. Texas also charges a state mortgage tax of $0.10 per $100 of loan amount. These costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law limits cash-out refinancing to 80% of your home value. This means you cannot borrow more than 80% of what your home is worth. The rule comes from the Texas Constitution and applies to all lenders in the state.
How long does a refinance take in San Antonio?
A standard mortgage refinance in Texas usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Your lender will give you a timeline estimate at the start.
Do I need a home appraisal to refinance in Texas?
Most refinance loans in Texas require a home appraisal to confirm the property value. Some streamline programs like FHA or VA may waive this. Your lender will tell you if an appraisal is needed for your loan type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.