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Showing 2 mortgage refinance companies in Santa Fe, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Openland Credit Union - Santa Fe
11934 FM1764, Santa Fe, TX 77510
(281) 479-3441
locations.acutx.org
Saint Charles Mortgage LLC
13810 Coyote Run, Santa Fe, TX 77517
(409) 925-7710
stcharlesmortgage.biz
What Does a Mortgage Refinance Company in Santa Fe Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 1,000 to 2,000 dollars. Closing costs in Texas generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a cash-out refinance in Texas?
A cash-out refinance lets you borrow more than you owe and receive the difference in cash. Texas law limits cash-out loans to 80 percent of the homes appraised value. You must also wait 12 months after purchasing the home to do a cash-out refinance.
How long does a Texas refinance take to close?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas law requires a 3-day rescission period after signing the loan documents. Delays can happen if the appraisal or title work takes longer.