Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 8 mortgage refinance companies in Schertz, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First United Bank - Schertz
4917 FM3009, Schertz, TX 78154
2106514477
Winn Team at Texana - Schertz
816 Main St Suite E, Schertz, TX 78154
2108594984
Triton Group at Legacy Mutual Mortgage
3820 FM3009 #148, Schertz, TX 78154
2104765523
Cat Blackmon Realtor® | Loan Officer
Twin Branch, Schertz, TX 78154
2108708173
Tyler Groft at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
8777731226
Tiffany Giddens at Veterans Lending Group
816 Main St Suite E, Schertz, TX 78154
2106829834
Chase Mortgage
6026 FM3009, Schertz, TX 78154
2105901244
Daniel Ganoe - Mortgage Broker - Texas United Mortgage - NMLS# 1646757
4917 FM3009, Schertz, TX 78154
3614256503
What Does a Mortgage Refinance Company in Schertz Cost?
Typical costs for a mortgage refinance in Schertz Texas include an origination fee of 0.5 to 1 percent of the loan amount. Third party fees such as title insurance and recording fees add 1500 to 3000 dollars. Texas law requires a state specific home equity disclosure which may add a small fee. Your total closing costs usually range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash out limit?
Texas law limits cash out refinancing to 80 percent of the home value. This rule applies to all primary residences in Schertz. You must also wait 12 months after the previous home equity loan to refinance again.
How long does a Texas refinance closing take?
A standard rate and term refinance in Schertz usually closes in 30 to 45 days. Texas home equity loans require a 12 day rescission period after signing. This waiting period is required by Texas law before funds can be released.
Do I need a new appraisal for refinancing in Schertz?
Most refinance companies in Schertz require a new appraisal to determine current home value. The appraisal fee typically ranges from 400 to 700 dollars. Some streamline programs may waive the appraisal if you have a government backed loan.