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Compare Mortgage Refinance Companies in Southlake, TX

Compare mortgage refinance companies in Southlake. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Southlake, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 19 mortgage refinance companies in Southlake, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Financial Services
1900 W Kirkwood Blvd Suite 4300C, Southlake, TX 76092
8772765550
Neighborhood Loans
950 E State Hwy 114 Suite 130, Southlake, TX 76092
8174562539
Waterstone Mortgage - Keller, TX
550 Reserve St Suite 250, Offices 220 & 221, Southlake, TX 76092
6822235868
American Smart Lending
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
4695256725
Brent Knapp - Mortgage Broker - Assurance Home Loans
130 Jellico Cir E, Southlake, TX 76092
8178812600
Matt Schwartz - CrossCountry Mortgage
185 S Kimball Ave #130, Southlake, TX 76092
2144904596
First Financial Mortgage
151 W Southlake Blvd, Southlake, TX 76092
8174102919
The Dunmire Team
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
5125920577
Caleb Buczek at Rate (NMLS #1087661)
640 N Carroll Ave Suite 100 - Office 3, Southlake, TX 76092
2142954012
Guild Mortgage Company
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
6822236201
Guild Mortgage - Kyle DaPron
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
6822236215
Guild Mortgage - Stacey Olivarez
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
8173089772
Prime Rate, Inc.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
8775657659
Red Diamond Home Loans, LLC
165 S Kimball Ave #100, Southlake, TX 76092
8178328452
Guild Mortgage - Evelyn Ritchie
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
6822236214
Guild Mortgage - Matthew Martel
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
8173805605
Guild Mortgage - Chris Carney
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
8177157930
Lone Star Financing
1560 E Southlake Blvd Ste 100, Southlake, TX 76092
8553148080
BN Mortgage, LLC
1560 E Southlake Blvd Suite 100, Southlake, TX 76092
8174809259

Mortgage refinance companies in Southlake Texas help homeowners lower their rate or access equity. Texas law has specific rules for cash-out refinances, including a 80 percent loan-to-value cap on homestead properties. These companies guide you through the process and ensure compliance with state regulations.

What Does a Mortgage Refinance Company in Southlake Cost?

Typical costs for a mortgage refinance in Southlake Texas range from 2 to 5 percent of the loan amount. This includes appraisal fees of 400 to 700 dollars, title insurance, and lender origination fees. Texas also charges a state mortgage tax of 0.50 per 100 dollars on the loan amount. Costs vary by situation and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas homestead equity rule for refinancing?
Texas law limits cash-out refinances to 80 percent of your homes value. You must also wait 12 months after your last refinance to do another cash-out. This rule protects homeowners from over-leveraging.
How long does a refinance take in Southlake Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal availability and your lenders workload. Texas requires a 3-day rescission period after signing.
Do I need a survey for a refinance in Southlake?
Texas law does not always require a new survey for a rate-and-term refinance. However, a cash-out refinance often needs a survey or title insurance update. Your lender will tell you what is needed for your specific loan.