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Showing 2 mortgage refinance companies in Spring Branch, TX
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Southwest Funding
18568 Forty Six Pkwy Suite 3003, Spring Branch, TX 78070
(830) 368-0934
southwestfunding.com
What Does a Mortgage Refinance Company in Spring Branch Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. Texas also charges a state mortgage tax of 0.50 per 100 dollars for most loans. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash out limit?
Texas law limits home equity cash out refinancing to 80 percent of the home value. You must also wait 12 days after closing to receive funds. This rule does not apply to rate and term refinances.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12-day rescission period for home equity loans. Delays can happen if property appraisals or title work take longer.
Do I need a survey for a Texas refinance?
Many Texas lenders require a new survey or a survey affidavit for refinancing. This confirms property boundaries and easements. The cost is usually between 300 and 500 dollars.