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Find Mortgage Refinance Companies in The Colony, TX
Compare mortgage refinance companies in The Colony. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
The Colony, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 mortgage refinance companies in The Colony, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
APS Mortgage
3520 Ashley Gardens, The Colony, TX 75056
2035505082
AmeriDream Mortgage Group
3700 Standridge Dr #101, The Colony, TX 75056
4693624700
Team Mendels - Elite Financing Group NMLS 621032
4819 State Hwy 121 Ste 13, The Colony, TX 75056
4699559315
Melinda Truitt Motto Mortgage Signature
4317 Queen Cir, The Colony, TX 75056
4694804699
Tino Patel
4815 State Hwy 121 #2, The Colony, TX 75056
9727982110
Jorge Aldrete at CrossCountry Mortgage
4819 State Hwy 121 Ste 13, The Colony, TX 75056
5126995267
Kacie Doyle at CrossCountry Mortgage
4400 State Hwy 121 Ste 311, The Colony, TX 75056
8777731226
Aaron Nakamura at CrossCountry Mortgage
4819 State Hwy 121 Ste 13, The Colony, TX 75056
8178088985
Wendy Cloud at CrossCountry Mortgage
4819 State Hwy 121 Ste 13, The Colony, TX 75056
8777731226
Scott Bryant Motto Mortgage Signature
4317 Queen Cir, The Colony, TX 75056
9728144013
Tod Weber Motto Mortgage Signature
4317 Queen Cir, The Colony, TX 75056
2145076642
A mortgage refinance company in The Colony Texas can help you lower your rate or change your loan term. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit for most homes. Local lenders understand the Denton County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in The Colony Cost?
Typical costs for a mortgage refinance in Texas include an origination fee (0.5% to 1% of the loan), an appraisal fee (400 to 700 dollars), title insurance (around 1,500 dollars), and recording fees (30 to 100 dollars). Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects your primary residence. For a cash-out refinance on a homestead, the total loan amount cannot exceed 80% of the home value. You must also wait 12 months after the previous loan closing to do a new cash-out refinance.
How long does a mortgage refinance take in The Colony?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the appraisal and your lender's workload. Texas law requires a three day rescission period after you sign the final documents.
Do I need a home appraisal for a refinance in Texas?
Most lenders require a new appraisal to determine your home value. In some cases, a drive-by appraisal or a desktop appraisal may be accepted. The appraisal cost in Texas usually ranges from 400 to 700 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.