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Find Mortgage Refinance Companies Near You in Tomball, TX

Looking for a mortgage refinance company in Tomball? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Tomball, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 mortgage refinance companies in Tomball, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jeff Anderson
103 Baker Dr, Tomball, TX 77375
8326639100
Triumph Lending
12075 Spring Cypress Rd, Tomball, TX 77377
7135685043
Guild Mortgage - Austin Jackson
103 Baker Dr, Tomball, TX 77375
8326639100
New City Mortgage
415 W Main St, Tomball, TX 77375
2813511117
Aequitas Mortgage
12414 Spring Cypress Rd G, Tomball, TX 77377
8476361255
Steve Castaneda at Triumph Lending
12075 Spring Cypress Rd, Tomball, TX 77377
7138437565
Guild Mortgage Company
103 Baker Dr, Tomball, TX 77375
8326639100
Dean DiBassie - Tomball TX Loan Officer
15510 Canterbury Forest Dr, Tomball, TX 77377
3467086828
Encompass Lending Group - Matt Brown
17150 N Eldridge Pkwy d, Tomball, TX 77377
2816303777
Revolution Mortgage
23309 Kuykendahl Rd Suite A, Tomball, TX 77375
2817207111
Chase Home Lending
14202 Farm to Market 2920, Tomball, TX 77377
7133068071

Mortgage refinance companies in Tomball Texas help homeowners lower their rate or access equity. Texas law limits cash out refinances to 80 percent of the home value under Section 50(a)(6) of the state constitution. Local lenders can guide you through the specific paperwork and waiting periods required for Texas home equity loans.

What Does a Mortgage Refinance Company in Tomball Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 1,000 to 2,000 dollars. Texas law caps certain fees on home equity loans at 3 percent of the principal. Closing costs for a standard refinance in Tomball often range from 2,000 to 5,000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the waiting period for a Texas cash out refinance?
Texas law requires a 12 day waiting period after you receive the loan estimate before closing. You also must wait at least one year after purchasing the home before doing a cash out refinance.
Can I refinance a homestead property in Tomball?
Yes, homestead properties in Texas can be refinanced. However, the loan must comply with Texas Constitution Section 50 which limits fees and prohibits balloon payments for home equity loans.