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Directory of mortgage refinance companies in Trophy Club, Texas. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Trophy Club, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Trophy Club, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oasis Home Mortgage
7 Greenbriar Ct, Trophy Club, TX 76262
9727548957
Republic State Mortgage Co
99 Trophy Club Dr, Trophy Club, TX 76262
8172916561
iMAX Mortgage | Home Loans | Great Rates & Low fee’s.
2550 Bobcat Blvd #104, Trophy Club, TX 76262
8175508840
FINITE MORTGAGE, INC.
6 Heritage Ct, Trophy Club, TX 76262
8173136498
Mortgage, Bank of America
353 Trophy Lake Dr, Trophy Club, TX 76262
8178542279
Mortgage refinance companies in Trophy Club Texas help homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80 percent loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Trophy Club real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Trophy Club Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. These numbers are estimates and your actual costs will vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects your primary home with homestead rules. For a cash-out refinance you cannot borrow more than 80 percent of the home value. You also have a three-day right of rescission after closing.
How long does a refinance take in Trophy Club?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will give you a timeline estimate.
Do I need a home appraisal to refinance in Texas?
Most refinances require a new appraisal to confirm the home value. Some streamline programs may waive the appraisal. Your lender will tell you if an appraisal is needed based on your loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.