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Mortgage Refinance Companies in Universal City, TX
Directory of mortgage refinance companies in Universal City, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Universal City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Universal City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fenix Finance
1017 Pat Booker Rd B, Universal City, TX 78148
2105661867
Chase Mortgage
912 Kitty Hawk Rd, Universal City, TX 78148
2106599122
Mortgage refinance companies in Universal City, Texas help homeowners adjust their loan terms or lower their interest rates. Texas law has specific rules for cash-out refinancing under Section 50(a)(6) of the Texas Constitution, including a limit of 80% loan-to-value. Local companies can guide you through these state requirements and the closing process.
What Does a Mortgage Refinance Company in Universal City Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs in Universal City often total 2% to 5% of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinancing to 80% of the home value. You must also wait 12 months after your last refinance to do a new cash-out loan. These rules are part of the Texas Constitution.
How long does a refinance take in Universal City?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the property appraisal or title work takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.