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Find Mortgage Refinance Companies in Wichita Falls, TX
Looking for a mortgage refinance company in Wichita Falls? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Wichita Falls, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 19 mortgage refinance companies in Wichita Falls, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3401 Kemp Blvd Ste N, Wichita Falls, TX 76308
9406920801
Ryan Haskell - Level Up Lenders - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
8177731860
Regional Finance
2410 Jack St, Wichita Falls, TX 76308
9402856171
Texoma Community Credit Union
4019 Southwest Pkwy, Wichita Falls, TX 76308
9408514000
Union Square Credit Union
2903 Kemp Blvd, Wichita Falls, TX 76308
9407208000
World Finance
1704 9th St Suite 800, Wichita Falls, TX 76301
9407662533
Caroline Groves - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
9409230085
OneMain Financial
4214 Kell E Blvd #107, Wichita Falls, TX 76309
9406961945
Security Finance
2910 Kemp Blvd Suite 107, Wichita Falls, TX 76308
9407611007
Yvonne Oden - RWM Mortgage
2629 Plaza Pkwy Suite B-20, Wichita Falls, TX 76308
9402245576
American National Title of Texas
3800 Kell W Blvd, Wichita Falls, TX 76309
9407205200
First United Bank
Parker Square Shopping Center, 2904 Garnett Ave, Wichita Falls, TX 76308
9403229900
Gaby Lockhart | Mortgage Broker
1101 Scott Ave #8, Wichita Falls, TX 76301
9407047065
Republic Finance
5120 Greenbriar Rd Suite 306, Wichita Falls, TX 76302
9402761114
Union Square Lending
2903 Kemp Blvd #200, Wichita Falls, TX 76308
9407208100
Flat Branch Home Loans
5113 Ditto Ln Suite 103, Wichita Falls, TX 76302
9402761160
Mortgage Lender Wichita Falls TX
4245 Kemp Blvd, Wichita Falls, TX 76308
9402600340
Chase Mortgage
4245 Kemp Blvd #100, Wichita Falls, TX 76308
9406896500
Network Funding, LP - Wichita Falls
705 8th St, Wichita Falls, TX 76301
5805810220
Mortgage refinance companies in Wichita Falls Texas help homeowners lower their interest rate or change loan terms. Texas law has unique rules for cash out refinances including a 80 percent loan to value limit and a 12 day waiting period after application. Local lenders understand the Wichita Falls real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Wichita Falls Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs usually total 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash out refinances to 80 percent of the home value. You also have a 12 day right of rescission after signing. These rules protect homeowners from over borrowing.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a mandatory 12 day waiting period for cash out loans.
What documents do I need for a refinance in Wichita Falls?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a valid government ID and a copy of your current mortgage statement.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.