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Compare mortgage refinance companies in Willis. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Willis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Willis, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flash Funding Mortgage
12056 FM830 Suite 200, Willis, TX 77318
8322341030
Home Loans With Gary - NMLS #228800
13185 FM 1097 ste e, Willis, TX 77318
7133879873
Montgomery Mortgage, Inc.
11230 FM830, Willis, TX 77318
9362287590
Chase Home Lending
9496 FM 1097, Willis, TX 77318
3327993680
First Financial Mortgage
10521 FM 1097, Willis, TX 77318
9364391875
Mortgage refinance companies in Willis, Texas help homeowners lower their interest rates or change loan terms. Texas law limits cash-out refinances to 80% of the home value under Section 50(a)(6) of the Texas Constitution. These companies guide you through the required waiting periods and disclosures specific to Texas.
What Does a Mortgage Refinance Company in Willis Cost?
Typical costs for mortgage refinance in Texas include an appraisal fee of $400 to $600, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs in Texas generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law under Section 50(a)(6) of the state constitution limits cash-out refinances to 80% of the home equity. You must also wait 12 months after the previous refinance to do a new cash-out loan.
How long does a refinance take in Willis Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. This includes a mandatory 3-day rescission period after signing the closing documents.
Do I need a home appraisal to refinance in Willis?
Most refinances require a home appraisal to confirm property value. Some streamline programs may waive the appraisal if you have a government-backed loan like FHA or VA.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.