Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Wimberley, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AustinHomeLoans.com
15577 Ranch Rd 12 Suite 109, Wimberley, TX 78676
5123991000
Union Home Mortgage
14500 Ranch Rd 12 #7, Wimberley, TX 78676
5128297506
HomeLoansWithVanessa.com
14201 Ranch Rd 12 Ste 3, Wimberley, TX 78676
5127900947
Yvonne Guerra
14500 Ranch Rd 12 #7, Wimberley, TX 78676
9563719496
What Does a Mortgage Refinance Company in Wimberley Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance fees of $1,000 to $2,500. Closing costs often total 2% to 5% of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80% of the home value. This rule is part of the Texas Constitution Section 50(a)(6). It protects homeowners from over-borrowing.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12-day waiting period after the initial loan estimate for cash-out refinances. This gives you time to review terms.
Can I refinance a Texas homestead property?
Yes you can refinance a Texas homestead property. The loan must comply with Texas homestead laws. You cannot use the home as collateral for a home equity line of credit exceeding 80% of value.