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Mortgage Refinance Companies in Wolfforth, TX

Browse mortgage refinance companies serving Wolfforth, Texas. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Wolfforth, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Wolfforth, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hub City Lending
9002 F M 1585 H, Wolfforth, TX 79382
8665203481
Aaron Garrett - Mortgage Lender - NMLS#1594370
301 Ranger St, Wolfforth, TX 79382
8065353756

Mortgage refinance companies in Wolfforth Texas help homeowners adjust their loan terms or lower their interest rates. Texas law under Section 50 of the state constitution limits cash-out refinancing to 80 percent of the home value. Local lenders can guide you through these specific rules and the closing process in Lubbock County.

What Does a Mortgage Refinance Company in Wolfforth Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance limit?
Texas law limits cash-out refinancing to 80 percent of the home appraised value. This rule applies to primary residences and is stricter than in many other states.
How long does a refinance take in Wolfforth Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and lender workload.
Do I need a home appraisal for refinancing in Texas?
Yes most refinance loans in Texas require a new home appraisal. The appraisal cost is usually between 400 and 700 dollars and is paid at closing.