Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 5 mortgage refinance companies in American Fork, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Velocity Home Loans
321 N County Blvd #B, American Fork, UT 84003
8014347337
Loan Officer Lanny Baxter- Powered by NEXA Mortgage
12 100 N Suite 202D, American Fork, UT 84003
8014728488
Mendenhall Mortgage
12 W 100 N #201-A, American Fork, UT 84003
8016023550
utahloansbyKaren
12 W 100 N St Suite 202D, American Fork, UT 84003
8013722523
Integrity First Lending - American Fork Office
629 E 700 S #201, American Fork, UT 84003
8015420961
What Does a Mortgage Refinance Company in American Fork Cost?
Typical costs for mortgage refinance in Utah include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in American Fork Utah?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Utah lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A typical refinance in Utah takes 30 to 45 days from application to closing. Utah law does not set a specific time limit, but lenders must meet federal disclosure deadlines.
Are there Utah specific rules for mortgage refinancing?
Utah follows federal Truth in Lending Act rules. Utah also requires lenders to be licensed through the Nationwide Multistate Licensing System. There is no state specific refinance waiting period after purchase.