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Find Mortgage Refinance Companies in Fruit Heights, UT

Compare mortgage refinance companies in Fruit Heights. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Fruit Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 2 mortgage refinance companies in Fruit Heights, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FastTrack Mortgage, Inc.
1455 E Howards Way, Fruit Heights, UT 84037
(801) 916-5425 fasttrackmortgage.com
Al Acosta - Mortgage Broker
664 N 1340 E, Fruit Heights, UT 84037
(801) 874-5268

Mortgage refinance companies in Fruit Heights Utah help homeowners lower their interest rates or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Davis County housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Fruit Heights Cost?

Typical costs for a mortgage refinance in Utah range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title insurance of 800 to 1500 dollars, and lender origination fees of 0.5% to 1% of the loan. Actual costs vary by property value and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Fruit Heights Utah?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Utah lenders also require proof of homeowners insurance.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed.
Are there Utah-specific rules for refinancing a mortgage?
Yes. Utah Code Title 57 covers mortgage transactions. Lenders must follow federal TILA-RESPA rules and Utah requires a signed disclosure for any prepayment penalty.

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