Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 6 mortgage refinance companies in Millcreek, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Remedy
4568 S Highland Dr Suite 250, Millcreek, UT 84117
8018330778
Luminary Lending
2887 E Evergreen Ave, Millcreek, UT 84109
8013485872
Stratify Lending
5353 S 960 E #230, Millcreek, UT 84117
8017831404
Quinn Richins—Vandyk Mortgage Corporation
5330 S 900 E #200, Millcreek, UT 84117
8017472470
Jamie Nielsen - VanDyk Mortgage Corporation
5330 S 900 E #250, Millcreek, UT 84117
8016940822
Refinance.direct
4885 S 900 E, Millcreek, UT 84117
8015504122
What Does a Mortgage Refinance Company in Millcreek Cost?
Typical costs for a mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. These figures are general estimates and actual costs depend on your specific loan and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Millcreek Utah?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Utah lenders may also request a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer than expected.
Are there Utah specific rules for refinancing a mortgage?
Yes. Utah law requires mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Also, Utah has a 3 day right of rescission for most refinances, giving you time to cancel after signing.