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Find Mortgage Refinance Companies in Provo, UT

Browse mortgage refinance companies serving Provo, Utah. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Provo, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 5 mortgage refinance companies in Provo, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Bank - Mortgage Department
95 N University Ave, Provo, UT 84601
8013733336
Capital Assets Utah Valley
2696 N University Ave #236, Provo, UT 84604
8013709877
Sheila Trujillo - Revere Home Loans NMLS#315286
1316 S University Ave Suite 101, Provo, UT 84601
8013761702
Utah Mortgage & Home Loan Lender
971 S University Ave #1027, Provo, UT 84601
3853090749
Amanda Probst - Bank of Utah Mortgage Loan Officer
3670 N University Ave, Provo, UT 84604
8014095041

Mortgage refinance companies in Provo Utah help homeowners lower their interest rates or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Provo real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Provo Cost?

Typical costs for refinancing a mortgage in Utah include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Provo Utah?
The refinance process in Utah usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and your specific financial situation. Utah law does not set a specific time limit for refinancing, but lenders must follow federal disclosure rules.
Are there Utah specific laws that affect mortgage refinancing?
Yes, Utah has a statute of limitations of six years for enforcing a promissory note. Additionally, Utah is a non-judicial foreclosure state, which can affect refinance terms. Lenders in Provo must comply with the Utah Residential Mortgage Practices Act.
What documents do I need to refinance my home in Provo?
You will need recent pay stubs, tax returns for the last two years, bank statements, and a copy of your current mortgage statement. Utah lenders may also require a property appraisal. Having these documents ready can speed up the process.