Skip to main content

Mortgage Refinance Companies in Sandy, UT

Compare mortgage refinance companies in Sandy. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Sandy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 18 mortgage refinance companies in Sandy, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Citywide Home Loans
9785 Monroe St #200, Sandy, UT 84070
(801) 747-0200 citywidehomeloans.com
Adam West Mortgage Team - Powered by UMortgage
11573 Oakshire Ln, Sandy, UT 84092
(801) 726-3662 adamwestmortgage.com
Alliance Lending Services
9730 S 700 E Ste.101, Sandy, UT 84070
(801) 255-6582 aboutalliance.com
SelectRate Mortgage
10150 Centennial Pkwy Suite 120, Sandy, UT 84070
(801) 736-7776 selectrate.com
American Home Loans
8750 Harrison St, Sandy, UT 84070
(801) 262-2221 americanloans.com
Independent Home Loans, LLC
9557 S 700 E # 200, Sandy, UT 84070
(801) 421-3373 independenthomeloans.com
Momentum Loans
9785 Monroe St #200, Sandy, UT 84070
(801) 921-5696 momentumloans.com
Mortgage Solutions LLC
11470 S 1320 E, Sandy, UT 84092
(801) 915-4731 mortgagesolutionsofutah.com
United First Mortgage - Jillian Brady
7351 Union Park Ave Suite 225, Sandy, UT 84093
(801) 450-7781 ufirstmortgage.com
First Rate Home Loans
7985 S 700 E, Sandy, UT 84070
(801) 441-2350 firstratehomeloans.com
Dan Mabey - Bank of Utah Reverse Mortgage Specialist
9320 S State St, Sandy, UT 84070
(801) 409-5155 bankofutah.com
Mortgage Financial Group
11175 State St, Sandy, UT 84070
(801) 679-9630
ClearPath Utah Mortgage
10168 S 2505 E, Sandy, UT 84092
(801) 891-1846 clearpathutah.com
Sandy, UT
9017 S Riverside Dr Ste. 100, Sandy, UT 84070
(801) 679-6809 newamericanfunding.com
Canyons Mortgage
9137 Monroe Plaza Way STE D, Sandy, UT 84070
(801) 443-4733 canyonsmortgage.com
Creekview Mortgage Inc
7370 Creek Rd #103, Sandy, UT 84093
(801) 562-5322 creekviewmortgage.com
Provident Financing Group
1713 Sandys Grv Ln, Sandy, UT 84092
(801) 651-2758 providentfinancinggroup.com
Brandon Brady- United First Mortgage
7351 S, Union Park Ave Suite 225, Sandy, UT 84093
(801) 949-5193 ufirstmortgage.com

Mortgage refinance companies in Sandy Utah help homeowners adjust their loan terms or lower their interest rates. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local Sandy residents often refinance to take advantage of changing market conditions or to switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Sandy Cost?

Typical costs for refinancing a mortgage in Sandy Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Sandy Utah?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Utah lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A typical refinance in Utah closes in 30 to 45 days. Delays can occur if the appraisal or title search takes extra time.
Are there Utah specific laws for mortgage refinancing?
Utah follows federal Truth in Lending Act rules and requires lenders to disclose all fees upfront. Utah also has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing.