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Find Mortgage Refinance Companies in Springville, UT
Looking for a mortgage refinance company in Springville? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Springville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 4 mortgage refinance companies in Springville, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Red Rock Financial of Springville
451 S Main St STE 2, Springville, UT 84663
8014914175
Lynise Mason - Mortgage Loan Officer - Mountain America Credit Union
1183 W 400 S, Springville, UT 84663
3854412531
Mortgage Zone
1190 N Main St #8, Springville, UT 84663
8014898668
Springville Mortgage
1191 N Main St, Springville, UT 84663
8772015808
Mortgage refinance companies in Springville Utah help homeowners lower their interest rates or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through this process and explain state-specific rules like the Utah Residential Mortgage Practices Act.
What Does a Mortgage Refinance Company in Springville Cost?
Typical costs for a mortgage refinance in Springville Utah include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costing $500 to $1,000. Closing costs generally total 2% to 5% of the principal. These figures vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Springville Utah?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Utah lenders may also require proof of homeowners insurance. The exact list depends on your loan type and lender requirements.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer. Utah law does not set a specific time limit for the full process.
Are there prepayment penalties for refinancing in Utah?
Some Utah mortgages include prepayment penalties, but they are not common for conventional loans. Check your original loan documents or ask your lender. Utah law does not ban these penalties but requires clear disclosure in your loan agreement.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.