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Find Mortgage Refinance Companies Near You in Blacksburg, VA

Compare mortgage refinance companies in Blacksburg. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Blacksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 12 mortgage refinance companies in Blacksburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of the James - New River Valley
800 S Main St, Blacksburg, VA 24060
5409537023
ALCOVA Mortgage | Blacksburg, VA
103 Professional Park Dr, Blacksburg, VA 24060
5405527150
First Residential Mortgage
1344 N Main St, Blacksburg, VA 24060
5408385868
First Heritage Mortgage, LLC - Blacksburg
1901 S Main St STE 8, Blacksburg, VA 24060
5408084484
Embrace Home Loans-Virginia - Blacksburg
401 S Main St STE 103, Blacksburg, VA 24060
5405524446
The Wimmer Team at First Heritage Mortgage, LLC
1901 S Main St STE 8, Blacksburg, VA 24060
5404495485
David Marone at Prosperity Home Mortgage - Blacksburg
3601 Holiday Ln, Blacksburg, VA 24060
5407505875
Sam Albimino
200 Professional Park Dr, Blacksburg, VA 24060
5403150985
Marianne Washington
200 Professional Park Dr STE 8, Blacksburg, VA 24060
5405953465
Movement Mortgage - Shawn Allen
1344 N Main St, Blacksburg, VA 24060
5404493502
Residential Mortgage Services, Inc.
1470 S Main St Ste 112, Blacksburg, VA 24060
5403928825
Movement Mortgage
200 Professional Park Dr STE 8, Blacksburg, VA 24060
5405953465

Mortgage refinance companies in Blacksburg Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Blacksburg housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Blacksburg Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees around $300 to $600. Closing costs in Blacksburg usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Blacksburg?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer.
Are there Virginia laws that protect homeowners during refinancing?
Yes, Virginia law requires lenders to provide a three-day right of rescission for most refinances. This gives you time to cancel the loan without penalty after signing.