Compare Mortgage Refinance Companies in Centreville, VA
Browse mortgage refinance companies serving Centreville, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 6 mortgage refinance companies in Centreville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Centreville Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Virginia also charges a state recordation tax of 25 cents per 100 dollars borrowed. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Centreville Virginia?
You will need recent pay stubs tax returns bank statements and a government ID. Virginia lenders also require a property appraisal and evidence of homeowners insurance.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia laws that affect mortgage refinance costs?
Yes Virginia charges a recordation tax on the new deed of trust which is 25 cents per 100 dollars of the loan amount. Some counties also impose a local tax. These costs are paid at closing.