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Find Mortgage Refinance Companies Near You in Christiansburg, VA

Browse mortgage refinance companies serving Christiansburg, Virginia. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Christiansburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 3 mortgage refinance companies in Christiansburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage - Christiansburg, VA
225 Central Ave, Christiansburg, VA 24073
(262) 691-9300 waterstonemortgage.com
Regional Finance
112 Peppers Ferry Rd NW, Christiansburg, VA 24073
(540) 251-8162 branches.regionalfinance.com
OneMain Financial
1580 N Franklin St #2, Christiansburg, VA 24073
(540) 382-4935 onemainfinancial.com

Mortgage refinance companies in Christiansburg, Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the housing market in Montgomery County and the New River Valley area.

What Does a Mortgage Refinance Company in Christiansburg Cost?

Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance which can range from 500 to 1,500 dollars. Closing costs in Virginia generally total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Christiansburg?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law gives you a three day right of rescission after signing, so you can cancel the loan if you change your mind.
Are there Virginia specific rules for refinancing a mortgage?
Yes, Virginia requires lenders to follow the Virginia Consumer Protection Act. This law prohibits unfair or deceptive practices. Also, Virginia does not require a state specific disclosure beyond federal rules.

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