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Compare mortgage refinance companies in Lorton. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Lorton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage refinance companies in Lorton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
M Street Mortgage: Zubair Khan, Mortgage Broker NMLS #2000103
7843 Seafarer Way, Lorton, VA 22079
2026044717
Commercial Real Estate Loans Lorton VA
10628 Old Colchester Rd # D, Lorton, VA 22079
7036883670
Sunrise Mortgage Inc
9304 Occoquan Overlook Dr, Lorton, VA 22079
7036281569
Mortgage refinance companies in Lorton Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Northern Virginia housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lorton Cost?
Typical costs for a mortgage refinance in Virginia range from 2% to 5% of the loan amount. For a $300,000 loan, closing costs may be between $6,000 and $15,000. These costs include lender fees, title insurance, appraisal fees, and recording taxes. Virginia charges a recordation tax of $0.25 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lorton Virginia?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Virginia specific laws that affect mortgage refinancing?
Yes. Virginia Code 6.2-303 prohibits prepayment penalties on most residential mortgages. Also, Virginia is a non-judicial foreclosure state, which can affect refinance timing if you are behind on payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.