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Looking for a mortgage refinance company in Newport News? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Newport News, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 mortgage refinance companies in Newport News, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Jordan with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7578705445
Patrick Avery | Southern Trust Mortgage
111 Walt Whitman Ave, Newport News, VA 23606
7572749443
M&M Mortgage Team
742 Thimble Shoals Blvd A, Newport News, VA 23606
7573373287
Michael Hartnett NMLS # 207733 Mortgage Lender
11820 Fountain Way # 502, Newport News, VA 23606
7573443366
Renee Bevan with TowneBank Mortgage
1 Old Oyster Point Rd Suite 240, Newport News, VA 23602
7578716262
Arbor Home Loans | Newport News
4165 William Styron Square N, Newport News, VA 23606
7572758618
McKim Beale with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7578800202
Tidewater Home Funding
733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606
8046945626
TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7575349370
Homespire Mortgage Company - Jimmy Sgambelluri
3164 William Styron Square N, Newport News, VA 23606
7572874098
OVM with AnnieMac Home Mortgage - Newport News
11820 Fountain Way # 502, Newport News, VA 23606
7573306795
Barry Sharif - Author, Loan Advisor, Notary
610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606
6314638583
Jeremy Malmgren OVM Annie-Mac Mortgage
11820 Fountain Way # 502, Newport News, VA 23606
7577716640
Ameris Bank Mortgage Services- Nina Efird, Courtney Efird, Greg Edwards
804 Omni Blvd ste 103, Newport News, VA 23606
7575970430
Movement Mortgage - Newport News, VA
11815 Fountain Way, Newport News, VA 23606
8885894416
OVM with AnnieMac Home Mortgage - Newport News
11864 Canon Blvd suite 103 office 227, Newport News, VA 23606
8559944340
Mark Freeman
11815 Fountain Way Suite 300, Newport News, VA 23606
7575615971
Capital Home Funding
780 Pilot House Dr Suite 400b, Newport News, VA 23606
7573495003
Guild Mortgage Company
11719 Jefferson Ave #108, Newport News, VA 23606
8048339188
A mortgage refinance company in Newport News, Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Newport News residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Newport News Cost?
Typical costs for a mortgage refinance in Newport News range from 2 to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Virginia also charges a 50 dollar state recording fee for the deed of trust. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical time to close a refinance in Newport News?
Most refinances in Virginia close in 30 to 45 days. The timeline depends on the lender, your financial documents, and the appraisal. Virginia law does not set a specific closing deadline but requires timely disclosures.
Do I need a home appraisal to refinance in Newport News?
Yes, most lenders require a home appraisal to confirm the property value. In Virginia, the appraisal must be completed by a licensed appraiser. Some streamline programs may waive the appraisal if you have enough equity.
Are there Virginia taxes on a refinance transaction?
Virginia does not impose a state mortgage recording tax on refinances. However, you may pay local recording fees and a small grantor tax if you transfer title. These costs are typically included in your closing disclosure.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.