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Compare Mortgage Refinance Companies in Newport News, VA

Directory of mortgage refinance companies in Newport News, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Newport News, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 19 mortgage refinance companies in Newport News, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Jordan with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
(757) 870-5445 townebankmortgage.com
Patrick Avery | Southern Trust Mortgage
111 Walt Whitman Ave, Newport News, VA 23606
(757) 274-9443 southerntrust.com
M&M Mortgage Team
742 Thimble Shoals Blvd A, Newport News, VA 23606
(757) 337-3287 mandmhomeloans.com
Michael Hartnett NMLS # 207733 Mortgage Lender
11820 Fountain Way # 502, Newport News, VA 23606
(757) 344-3366 michaelhartnett.com
Renee Bevan with TowneBank Mortgage
1 Old Oyster Point Rd Suite 240, Newport News, VA 23602
(757) 871-6262 townebankmortgage.com
Arbor Home Loans | Newport News
4165 William Styron Square N, Newport News, VA 23606
(757) 275-8618 arborhl.com
McKim Beale with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
(757) 880-0202 townebankmortgage.com
Tidewater Home Funding
733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606
(804) 694-5626 tidewaterhomefunding.com
TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
(757) 534-9370 townebankmortgage.com
Homespire Mortgage Company - Jimmy Sgambelluri
3164 William Styron Square N, Newport News, VA 23606
(757) 287-4098 jimmysgambelluri.com
OVM with AnnieMac Home Mortgage - Newport News
11820 Fountain Way # 502, Newport News, VA 23606
(757) 330-6795 ovmfinancial.com
Barry Sharif - Author, Loan Advisor, Notary
610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606
(631) 463-8583 barrysharif.com
Jeremy Malmgren OVM Annie-Mac Mortgage
11820 Fountain Way # 502, Newport News, VA 23606
(757) 771-6640 ovmfinancial.com
Ameris Bank Mortgage Services- Nina Efird, Courtney Efird, Greg Edwards
804 Omni Blvd ste 103, Newport News, VA 23606
(757) 597-0430 banker.amerisbank.com
Movement Mortgage - Newport News, VA
11815 Fountain Way, Newport News, VA 23606
(888) 589-4416 movement.com
OVM with AnnieMac Home Mortgage - Newport News
11864 Canon Blvd suite 103 office 227, Newport News, VA 23606
(855) 994-4340 ovmfinancial.com
Mark Freeman
11815 Fountain Way Suite 300, Newport News, VA 23606
(757) 561-5971 mmmtmortgage.com
Capital Home Funding
780 Pilot House Dr Suite 400b, Newport News, VA 23606
(757) 349-5003 capitalhomefunds.com
Guild Mortgage Company
11719 Jefferson Ave #108, Newport News, VA 23606
(804) 833-9188 branches.guildmortgage.com

A mortgage refinance company in Newport News, Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Newport News residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Newport News Cost?

Typical costs for a mortgage refinance in Newport News range from 2 to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Virginia also charges a 50 dollar state recording fee for the deed of trust. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical time to close a refinance in Newport News?
Most refinances in Virginia close in 30 to 45 days. The timeline depends on the lender, your financial documents, and the appraisal. Virginia law does not set a specific closing deadline but requires timely disclosures.
Do I need a home appraisal to refinance in Newport News?
Yes, most lenders require a home appraisal to confirm the property value. In Virginia, the appraisal must be completed by a licensed appraiser. Some streamline programs may waive the appraisal if you have enough equity.
Are there Virginia taxes on a refinance transaction?
Virginia does not impose a state mortgage recording tax on refinances. However, you may pay local recording fees and a small grantor tax if you transfer title. These costs are typically included in your closing disclosure.

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