Skip to main content

Compare Mortgage Refinance Companies in Salem, VA

Browse mortgage refinance companies serving Salem, Virginia. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Salem, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 7 mortgage refinance companies in Salem, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blue Eagle Credit Union
2809 W Main St, Salem, VA 24153
(540) 342-3429 blueeaglecreditunion.com
Chris Diamond, NMLS#1634371 - Atlantic Bay Mortgage Group
1611 E Main St, Salem, VA 24153
(540) 204-6490 keystonefunding.com
Lendmark Financial Services LLC
147 S Electric Rd, Salem, VA 24153
(540) 232-9972 lendmarkfinancial.com
Atlantic Bay Mortgage Group
1621 E Main St, Salem, VA 24153
(540) 986-0270 atlanticbay.com
Getra Hanes at Atlantic Bay Mortgage Group
1621 E Main St, Salem, VA 24153
(540) 353-1559
Virginia Mountain Mortgage | Salem
231 S College Ave, Salem, VA 24153
(540) 591-5621 bankofbotetourt.com
Mortgage Loans - Salem
3625 McDaniel Dr, Salem, VA 24153
(844) 384-1744

A mortgage refinance company in Salem Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Salem real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Salem Cost?

Typical costs for a mortgage refinance in Virginia range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance of $500 to $1,000, and lender origination fees of 0.5% to 1% of the loan. Closing costs also include recording fees set by the City of Salem and Virginia state taxes. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Salem Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require proof of homeowners insurance. Your refinance company will provide a full list based on your loan type.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Your lender must give you a Closing Disclosure at least three business days before closing.
Can I refinance a mortgage with bad credit in Salem Virginia?
Yes, some Virginia lenders offer refinance options for borrowers with lower credit scores. You may need a higher interest rate or a larger down payment. Each lender sets its own credit requirements under Virginia law.

Mortgage Refinance Companies in Other Virginia Cities