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Compare Mortgage Refinance Companies in Bellingham, WA
Compare mortgage refinance companies in Bellingham. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Bellingham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 mortgage refinance companies in Bellingham, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Bellingham
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3605357954
Evergreen Home Loans Bellingham NMLS 2463019
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3606859433
Marie Bjornson, CPA, Home Loans, Bellingham WA
112 Prospect St, Bellingham, WA 98225
3606769600
Whatcom Home Loans, #1 Rated Bellingham Mortgage Lender | Dylan Langei - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3609275897
Sara Elkinton
835 Barkley Blvd suite 101, Bellingham, WA 98226
2069620818
Alpine Mortgage
215 W Holly St g18, Bellingham, WA 98225
3603004225
Guild Mortgage - Alycia HoGlin
2031 Grant St, Bellingham, WA 98225
3602231443
Melanie Pysden at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
3606376495
Joshua Henry Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3602240841
Guild Mortgage Company
2031 Grant St, Bellingham, WA 98225
3607468328
Kyle Smith - RWM Home Loans - NMLS 2234536
220 W Champion St STE 200, Bellingham, WA 98225
5094298833
Dustin Brumley, Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603896605
Marcie Connell - Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603191105
Luke Kaemingk Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3602233339
Scott Ask - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3609207840
RWM Home Loans - Bellingham
220 W Champion St STE 200, Bellingham, WA 98225
3603187685
Amy Baker
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603056196
Randy Dorn - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3604414178
Avery Dykstra - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3603252915
Shannon Palmer at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
4252426761
Mortgage refinance companies in Bellingham Washington help homeowners lower their interest rates or change loan terms. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local companies understand Whatcom County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Bellingham Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bellingham?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Washington state?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three business day rescission period after signing final documents.
Are there Washington specific rules for refinancing?
Yes. Washington follows the federal Truth in Lending Act and requires lenders to provide a Loan Estimate within three business days. The state also limits prepayment penalties on most loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.