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Find Mortgage Refinance Companies Near You in Blaine, WA
Looking for a mortgage refinance company in Blaine? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Blaine, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 mortgage refinance companies in Blaine, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WECU Credit Union
1773 H St, Blaine, WA 98230
3606761168
US Bank Mortgage
280 H St, Blaine, WA 98230
8008722657
A mortgage refinance company in Blaine, Washington can help you adjust your home loan terms or lower your interest rate. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local Blaine lenders understand the unique real estate market in Whatcom County near the Canadian border.
What Does a Mortgage Refinance Company in Blaine Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are estimates and your actual costs will depend on your loan size, lender, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Blaine?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Washington lenders may also ask for proof of homeowners insurance. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there Washington state laws that affect refinancing?
Yes, Washington has a three day right of rescission for most refinances, allowing you to cancel the loan after signing. Lenders must also follow the Washington Consumer Loan Act for licensing and disclosure. Check with your lender for full details.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.