Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage refinance companies in Ferndale, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RJ Bennett - Mortgage Lender, Canopy Mortgage, LCC
5703 3rd Ave A, Ferndale, WA 98248
3607393454
Ty DenHartog - Canopy Mortgage
1887 Main St Suite 204, Ferndale, WA 98248
3609611781
Isaiah Assink - Canopy Mortgage, LLC
1887 Main St Suite 204, Ferndale, WA 98248
3609617896
Chase Mortgage
1825 Main St, Ferndale, WA 98248
3603841165
What Does a Mortgage Refinance Company in Ferndale Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 800 to 1,500 dollars. Recording fees at the county level are usually 50 to 100 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ferndale Washington?
You typically need proof of income such as pay stubs and tax returns, recent bank statements, a valid ID, and your current mortgage statement. Washington lenders also require a property appraisal to confirm your homes value.
How long does a mortgage refinance take in Washington state?
A typical refinance in Washington takes 30 to 45 days from application to closing. The timeline can vary based on your lender, appraisal scheduling, and any title or recording delays at the Whatcom County Auditor office.