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Find Mortgage Refinance Companies in Fircrest, WA

Compare mortgage refinance companies in Fircrest. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Fircrest, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage refinance companies in Fircrest, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Home Lending Company LLC
1215 Regents Blvd W # 1B, Fircrest, WA 98466
2535642209
George Lane
2006 65th Ave W, Fircrest, WA 98466
2534606200
John Cobain Home Loans in Partnership with Edge Home Finance
2006 65th Ave W, Fircrest, WA 98466
2532251245
Justeen Chromy - Edge Home Finance Corporation
2006 65th Ave W, Fircrest, WA 98466
2532082121

A mortgage refinance company in Fircrest, Washington helps homeowners replace their existing home loan with a new one. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local firms in Fircrest can guide you through options like rate-and-term refinancing or cash-out refinancing under state regulations.

What Does a Mortgage Refinance Company in Fircrest Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,200. Recording fees in Pierce County are around $50 to $100. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Fircrest?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Washington state laws that affect refinancing costs?
Yes. Washington imposes a real estate excise tax on some refinance transactions, and recording fees are set by the county. Lenders must follow the federal Truth in Lending Act and Washington usury laws.