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Mortgage Refinance Companies in Gig Harbor, WA

Looking for a mortgage refinance company in Gig Harbor? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Gig Harbor, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 mortgage refinance companies in Gig Harbor, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Gig Harbor NMLS 1102863
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2538583899
Kyle Rohrbaugh at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
2538582640
CrossCountry Mortgage Gig Harbor
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2532253352
Megan Higgs | NMLS 77202
5727 Baker Way NW #102, Gig Harbor, WA 98332
3607313464
Newrez Home Loan Division
2727 Hollycroft St Suite 260, Gig Harbor, WA 98335
2539880425
Matt L Wambold at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
3602655517
Nancy LeMessurier at Revolution Mortgage
2727 Hollycroft St #390, Gig Harbor, WA 98335
2532253885
Skylar Mosher at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2534440240
Geoff Nelson Loan Officer NMLS 820022 Evergreen Home Loans
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2532288747
PRMG
3226 Harborview Dr # 1, Gig Harbor, WA 98332
2533074501
Eric Payne at CrossCountry Mortgage
5403 Olympic Dr #100, Gig Harbor, WA 98335
2532514014
Debbie Mishko at CrossCountry Mortgage, LLC
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
3602391942
Stephanie Corcoran local, national VA, FHA, Conventional, purchase and refinance broker.
3226 Harborview Dr # 1, Gig Harbor, WA 98332
2097775160
Mark Wambold at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
8777731226
Ryan Johannes
4021 Harborview Dr, Gig Harbor, WA 98332
4256816475
Ryan Buys | Home Trust Financial
5151 Borgen Blvd #101-C, Gig Harbor, WA 98332
2532787398
Ben Bratrud at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
2536513512
Scott Fisher at Empire Home Loans
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2536912222
Cory Flynn at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
4253644605
Bryte Home Loans NMLS 1359687
5727 Baker Way NW #102, Gig Harbor, WA 98332
2536494041

Mortgage refinance companies in Gig Harbor, Washington help homeowners adjust their loan terms or lower their interest rates. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local companies understand Pierce County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Gig Harbor Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Gig Harbor?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal and a credit check.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Washington state laws that affect refinance costs?
Yes, Washington requires lenders to provide a Loan Estimate within three business days of application. The state also caps certain fees and requires clear disclosure of all costs before closing.