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Find Mortgage Refinance Companies Near You in Lake Stevens, WA
Looking for a mortgage refinance company in Lake Stevens? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lake Stevens, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage refinance companies in Lake Stevens, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OC Home Loans Inc. - Lance Morgan NMLS 742281
12934 22nd Pl NE, Lake Stevens, WA 98258
4255460620
1st Reverse Mortgage USA
702 87th Ave SE, Lake Stevens, WA 98258
8772170166
US Bank Mortgage
Lake Stevens, WA 98258
8008722657
Chase Mortgage
9009 Market Pl NE, Lake Stevens, WA 98258
4253771137
Melissa Boswell - Chase Home Lending Advisor - NMLS ID 765490
9009 Market Pl NE, Lake Stevens, WA 98258
6025583847
Mortgage refinance companies in Lake Stevens, Washington help homeowners lower their interest rates or change loan terms. Washington state law requires lenders to be licensed under the Consumer Loan Act (RCW 31.04). Borrowers can refinance conventional, FHA, VA, or USDA loans through local providers.
What Does a Mortgage Refinance Company in Lake Stevens Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $800 to $1,500. Third-party fees like credit report and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lake Stevens?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Washington lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.