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Compare Mortgage Refinance Companies in Monroe, WA
Directory of mortgage refinance companies in Monroe, Washington. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Monroe, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage refinance companies in Monroe, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage - Kimberley Lynn
108 E Main St Suite 100, Monroe, WA 98272
3602178260
Chase Mortgage
18751 US-2, Monroe, WA 98272
3607948534
Fairway Independent Mortgage Corporation
108 E Main St Suite 100, Monroe, WA 98272
4252811831
The Legacy Group Mortgage
19351 US-2, Monroe, WA 98272
4252382296
Mortgage refinance companies in Monroe, Washington help homeowners lower their interest rate, change loan terms, or access home equity. Washington State law requires lenders to provide a Loan Estimate within three business days of application. Local Monroe lenders are familiar with Snohomish County property values and Washington-specific escrow and title requirements.
What Does a Mortgage Refinance Company in Monroe Cost?
Typical costs for a mortgage refinance in Washington range from 2% to 5% of the loan amount. Common fees include an origination fee (0.5% to 1% of the loan), appraisal fee ($400 to $700), title insurance ($500 to $1,500), and recording fees (around $100 to $200). Washington also charges a mortgage recording tax of 0.1% to 0.25% on the new loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Monroe Washington?
You will need recent pay stubs, W-2s, tax returns, bank statements, and a photo ID. Washington lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Washington State?
A typical refinance in Washington takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and the complexity of your financial situation.
Are there Washington State laws that affect mortgage refinancing?
Yes. Washington requires lenders to provide a Loan Estimate and Closing Disclosure within specific timeframes. The state also has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.