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Find Mortgage Refinance Companies Near You in Mount Vernon, WA
Browse mortgage refinance companies serving Mount Vernon, Washington. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Mount Vernon, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 15 mortgage refinance companies in Mount Vernon, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Emily Griffin
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Dean Hayes Team @ Rocket Mortgage
720 Main St Suite 204, Mount Vernon, WA 98273
3608591629
Chicago Title Insurance Co
425 Commercial St, Mount Vernon, WA 98273
3604241700
Evergreen Home Loans Mount Vernon NMLS 2471753
1615 Buck Way Ste B, Mount Vernon, WA 98273
3602304610
Brandon Williams
2204 Riverside Dr Suites 100, Mount Vernon, WA 98273
3604882007
David Ell
2204 Riverside Dr #100, Mount Vernon, WA 98273
3609417694
Lendmark Financial Services LLC
1616 N 18th St UNIT 120, Mount Vernon, WA 98273
3604247081
Theresa Sundance
2204 Riverside Dr #100, Mount Vernon, WA 98273
3604202392
Guardian Northwest Title & Escrow - Mt. Vernon
1301 Riverside Dr, Mount Vernon, WA 98273
8008697045
Guild Mortgage Company
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
CMG Home Loans
2204 Riverside Dr #100, Mount Vernon, WA 98273
4257501278
Loan Care
425 Commercial St # 204, Mount Vernon, WA 98273
3604245083
Umpqua Bank: Susie DeVries
1615 Buck Way, Mount Vernon, WA 98273
3602302246
Chase Home Lending
620 E College Way, Mount Vernon, WA 98273
9253608002
Columbia Bank Home Lending (No Deposits Accepted)
1615 Buck Way Ste B, Mount Vernon, WA 98273
3602302240
Mortgage refinance companies in Mount Vernon, Washington help homeowners lower their interest rate, change loan terms, or access home equity. Washington state law requires lenders to follow the Consumer Loan Act and provide clear loan estimates. Local refinance options include conventional, FHA, and VA loans tailored to Skagit County property values.
What Does a Mortgage Refinance Company in Mount Vernon Cost?
Typical costs for refinancing a mortgage in Mount Vernon include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $800 to $1,200. Third-party costs such as credit report fees and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Mount Vernon?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal and a signed loan estimate within three business days of application.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer, or if additional documentation is needed.
Are there Washington state laws that affect mortgage refinance costs?
Yes, Washington law limits prepayment penalties on most residential mortgages and requires lenders to disclose all fees in a Loan Estimate. The state also caps recording fees and requires a licensed mortgage broker or lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.