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Find Mortgage Refinance Companies in Mukilteo, WA

Compare mortgage refinance companies in Mukilteo. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Mukilteo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage refinance companies in Mukilteo, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UniSave Home Loans
8490 Mukilteo Speedway #100, Mukilteo, WA 98275
2064566467
Private Capital Northwest
12221 Village Center Pl UNIT 209, Mukilteo, WA 98275
2065128400
Wiley Financial - Mortgage Specialist
Mukilteo, WA 98275
4253591090
Chase Home Lending
3905 Harbour Pointe Blvd SW, Mukilteo, WA 98275
4252632974
Christine L Dalton - Chase Home Lending Advisor - NMLS ID 695010
3905 Harbour Pointe Blvd SW, Mukilteo, WA 98275
4252632974

Mortgage refinance companies in Mukilteo Washington help homeowners lower their rate or change loan terms. Washington state requires lenders to be licensed under the Consumer Loan Act. Local firms understand the Snohomish County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Mukilteo Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,500 to $3,000. Third-party fees like credit report and recording fees add $100 to $500. Total closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Mukilteo?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Washington lenders also require a signed loan application and proof of homeowners insurance.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Washington state laws that affect mortgage refinancing?
Yes. Washington requires a three business day right of rescission after signing for most refinances. Lenders must also provide a Loan Estimate and Closing Disclosure within specific time frames under state and federal law.