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Find Mortgage Refinance Companies Near You in Richland, WA

Compare mortgage refinance companies in Richland. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Richland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 12 mortgage refinance companies in Richland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Tri-Cities WA
114 Columbia Point Dr Ste A, Richland, WA 99352
(509) 420-7662 lo.primelending.com
TINO MARTINEZ - PrimeLending, A PlainsCapital Company
114 Columbia Point Dr Ste A, Richland, WA 99352
(509) 492-8792 tinomartinezteam.com
Tom Coyne - Columbia Bank - Tri Cities Home Lending - Mortgage Loan Officer - Home Loan Officer
139 Gage Blvd, Richland, WA 99352
(509) 783-7300 tomcoynehomeloans.com
Jowed Hadeed - The Good Lender - Mortgage Loan Officer
139 Gage Blvd, Richland, WA 99352
(509) 851-7967 thegoodlender.com
Mundy Mortgage Team | Dana Mundy
1933 Jadwin Ave Suite 133, Richland, WA 99354
(509) 735-6603 mundymortgageteam.com
Tony Hanson NMLS: 404834
114 Columbia Point Dr Ste A, Richland, WA 99352
(509) 521-7821 tonyhanson.biz
Loan Factory, Inc Richland WA branch Daniel Lacic Loan Officer
603 Knight St C-3, Richland, WA 99352
(509) 591-5517 myrateisgreat.com
Land Home Financial Services - Richland, WA
1212 Columbia Park Trail, Richland, WA 99352
(509) 619-1005 mortgage.lhfs.com
Premier Mortgage Resources - PMR
1060 Jadwin Ave, Richland, WA 99352
(509) 316-1826 sanfordlending.com
US Bank Mortgage
701 Jadwin Ave 2nd Floor, Richland, WA 99352
(800) 872-2657 usbank.com
Mortgage, Bank of America
1007 Knight St, Richland, WA 99352
(509) 581-4310 bankofamerica.com
Neil Asmund - Chase Home Lending Advisor - NMLS ID 670085
711 Jadwin Ave, Richland, WA 99352
(509) 943-5373 homelendingadvisor.chase.com

Mortgage refinance companies in Richland Washington help homeowners lower their interest rates or change loan terms. Washington state law requires lenders to be licensed under the Consumer Loan Act. Many Richland residents refinance to take advantage of property value increases in the Tri-Cities area.

What Does a Mortgage Refinance Company in Richland Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Washington also imposes a recording tax of 1.5 to 2.5 dollars per 500 dollars of the new loan. These costs vary by lender, loan size, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Richland Washington?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Washington lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Your lender must provide a Loan Estimate within three business days of your application.
Are there Washington state fees for mortgage refinancing?
Yes, Washington charges a mortgage recording tax of 1.5 to 2.5 dollars per 500 dollars of loan amount. You may also pay title insurance, appraisal fees, and origination costs. Some fees are negotiable with the lender.

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