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Compare Mortgage Refinance Companies in Ridgefield, WA
Directory of mortgage refinance companies in Ridgefield, Washington. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Ridgefield, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage refinance companies in Ridgefield, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network - Niki Cantrell
255 S 47th Ave Suite 131, Ridgefield, WA 98642
3606014054
Renee Serface at CrossCountry Mortgage | NMLS# 174038
411 N Main Ave, Ridgefield, WA 98642
5033179293
CrossCountry Mortgage, LLC
411 N Main Ave, Ridgefield, WA 98642
5033179293
Wealthbridge Mortgage
657 N Reiman Rd, Ridgefield, WA 98642
8668045358
Guild Mortgage Company
255 S 47th Ave Suite 131, Ridgefield, WA 98642
5034866446
Mortgage refinance companies in Ridgefield Washington help homeowners lower their rate or change loan terms. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local Ridgefield residents often refinance to take advantage of changing interest rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Ridgefield Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Recording fees in Clark County are around $30 per page. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ridgefield Washington?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal to confirm the home value.
Are there Washington state taxes or fees on mortgage refinancing?
Washington does not charge a state income tax, but refinancing involves recording fees and possibly a mortgage tax. The recording fee in Clark County is about $30 per page, and the mortgage tax is 0.1% to 0.2% of the loan amount.
How long does a mortgage refinance take in Ridgefield Washington?
A typical refinance takes 30 to 45 days from application to closing. Washington law requires a three business day right of rescission after signing, which adds a short delay.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.