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Compare mortgage refinance companies in Seattle. Review contact information and insurance categorys before you decide.
20 agents listed
Updated June 2026
Seattle, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 20 mortgage refinance companies in Seattle, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Seattle Washington helps homeowners replace their existing home loan with a new one. Washington state law requires lenders to be licensed under the Consumer Loan Act. Seattle homeowners often refinance to lower their interest rate or change their loan term.
What Does a Mortgage Refinance Company in Seattle Cost?
Typical costs for a mortgage refinance in Seattle Washington include an application fee of $300 to $500, an appraisal fee of $400 to $700, and closing costs of 2% to 5% of the loan amount. Washington state also charges a mortgage recording tax of 0.1% to 0.25% of the loan. These figures are general estimates. Your actual costs depend on your loan size, lender, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Seattle?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Washington lenders also require proof of homeowners insurance. The exact list varies by lender and loan type.
How long does a mortgage refinance take in Washington state?
A typical refinance in Washington takes 30 to 45 days from application to closing. Washington law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days of your application.
Are there Washington state taxes or fees on refinancing?
Washington does not charge a state income tax on refinancing proceeds. However, you may pay recording fees and a mortgage tax, which is about 0.1% to 0.25% of the loan amount. These costs vary by county.
Mortgage Refinance Companies in Other Washington Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Washington.