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Mortgage Refinance Companies in Shoreline, WA

Compare mortgage refinance companies in Shoreline. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Shoreline, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage refinance companies in Shoreline, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage
14708 15th Ave NE Suit A, Shoreline, WA 98155
4258738804
American Pacific Mortgage dba MY Miracle Mortgage | Endanchy Fikremariam | NMLS# 2401341/1850
14708 15th Ave NE Suit A, Shoreline, WA 98155
2068415915
Chase Home Lending
18200 Midvale Ave N, Shoreline, WA 98133
2065423161

Mortgage refinance companies in Shoreline Washington help homeowners lower their interest rate or change loan terms. Washington state law requires lenders to be licensed under the Consumer Loan Act. Shoreline borrowers can benefit from local knowledge of King County property values and market trends.

What Does a Mortgage Refinance Company in Shoreline Cost?

Typical costs for a mortgage refinance in Washington include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Washington also charges a mortgage recording tax of roughly 0.1% to 0.2% of the loan. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Shoreline Washington?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Washington lenders also require a property appraisal and proof of homeowners insurance. Additional documents may be needed for self-employed borrowers.
How long does a mortgage refinance take in Washington state?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional underwriting is needed. Washington law does not set a specific time limit for the process.