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Find Mortgage Refinance Companies Near You in Spokane, WA
Looking for a mortgage refinance company in Spokane? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Spokane, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 mortgage refinance companies in Spokane, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
601 W 1st Ave Suite 1400 Office 1449, Spokane, WA 99201
8777731226
PRMG
203 N Washington St Suite 200A, Spokane, WA 99201
5096758266
Cornerstone Home Lending - Kyle Gilliam
225 W Main Ave #200, Spokane, WA 99201
5092162218
Tom Kuhn
111 Lincoln Rd #5, Spokane, WA 99208
5094671260
First Choice Loan Center
1016 W Railroad Alley #101, Spokane, WA 99201
5094553532
Leader One Financial
10015 N Division St #101, Spokane, WA 99218
5094622380
Shout Mortgage - Washington
507 W Francis Ave, Spokane, WA 99205
5098673754
Maverick Johnston at Guardian Mortgage
244 W Main Ave, Spokane, WA 99201
5092300768
Matt Penny - Sunflower Bank Mortgage Lending
244 W Main Ave, Spokane, WA 99201
5094346626
Modus Mortgage
140 S Arthur St #600, Spokane, WA 99202
8446638711
Matt Underwood- First Choice Mortgage Company
4407 N Division St #200, Spokane, WA 99207
5094811620
Fairway Independent Mortgage Corporation
316 W Boone Ave #757, Spokane, WA 99201
5093811694
Skip Leasure | Intercap Lending
1237 W Summit Pkwy Office 106, Spokane, WA 99201
8582087055
Mortgage refinance companies in Spokane Washington help homeowners lower their interest rate or change loan terms. Washington law requires lenders to be licensed by the Department of Financial Institutions and follow the Washington Consumer Loan Act. Local refinance options include conventional loans FHA loans and VA loans for eligible borrowers.
What Does a Mortgage Refinance Company in Spokane Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Closing costs in Spokane usually total 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Spokane?
You typically need recent pay stubs tax returns bank statements and a photo ID. Washington lenders also require a property appraisal and proof of homeowners insurance. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are requested. Washington law requires a three business day right of rescission after signing for most refinances.
Are there Washington specific rules for refinancing?
Yes Washington law limits prepayment penalties on most mortgages. Lenders must provide a Loan Estimate and Closing Disclosure within specific timeframes. The Washington Consumer Loan Act also requires clear disclosure of fees and interest rates.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.