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Mortgage Refinance Companies in Woodland, WA

Compare mortgage refinance companies in Woodland. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Woodland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 mortgage refinance companies in Woodland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jose Cordero, Home Loan Mortgage Broker at Advantage Mortgage
615 Park St, Woodland, WA 98674
3609919034
Advantage Mortgage: Stephanie Kilkelly
615 Park St, Woodland, WA 98674
3605602874
Elev8 Mortgage Woodland
1906 Belmont Loop, Woodland, WA 98674
3605667859
Fibre Federal Credit Union Woodland Mortgage Center
1147 N Goerig St unit A, Woodland, WA 98674
8002057872
Ashley Swain, Mortgage Broker
615 Park St, Woodland, WA 98674
3602616837
Advantage Mortgage Inc.
615 Park St, Woodland, WA 98674
3609919034
US Bank Mortgage
569 Goerig St, Woodland, WA 98674
8008722657
Finance of America Mortgage LLC
115 A Davidson Avenue, Woodland, WA 98674
3609919034

A mortgage refinance company in Woodland, Washington helps homeowners replace their existing home loan with a new one, often to lower the interest rate or change the loan term. Washington State follows a non-judicial foreclosure process, and refinance lenders must comply with the Washington Consumer Loan Act (RCW 31.04). Local Woodland lenders can guide you through the refinance process and help you understand how property values in Cowlitz County affect your loan options.

What Does a Mortgage Refinance Company in Woodland Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender, loan type, and property location. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Woodland?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. Washington lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer than expected.
Are there Washington specific laws that affect refinancing?
Yes, Washington has rules under the Mortgage Broker Practices Act (RCW 19.146) that require lenders to provide a Loan Estimate and Closing Disclosure. The state also limits prepayment penalties on most residential loans.