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Mortgage Refinance Companies in Charleston, WV

Looking for a mortgage refinance company in Charleston? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 16 mortgage refinance companies in Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Isaac Holstein - Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3049152181
Joey Starcher | Victorian Finance
1205 Virginia St E, Charleston, WV 25301
3045328454
Christopher Eller - Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3048810720
Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3048810717
Bill Bright - Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3042440795
Union Home Mortgage
3818 MacCorkle Ave SE, Charleston, WV 25304
3047178376
Cornerstone First Mortgage
220 W Washington St, Charleston, WV 25302
3043455626
Jessica Richards-U.S. Bank Mortgage
928 Cross Lanes Dr, Charleston, WV 25313
3049799102
Movement Mortgage
1018 Kanawha Blvd E Suite 309, Charleston, WV 25301
8773141499
Fifth Third Mortgage - James Conwell
4515 MacCorkle Ave SE, Charleston, WV 25304
3049725680
Chase Mortgage
200 57th St SE, Charleston, WV 25304
3049251925
Chase Mortgage
707 Virginia St E, Charleston, WV 25301
3043487956
Melanie J Fairchild - Truist Mortgage Loan Officer
300 Summers St, Charleston, WV 25301
3043487326
Hard Money Lender in Charleston WV
210 Brooks St, Charleston, WV 25301
3043136979
Chase Mortgage
613 Virginia St W, Charleston, WV 25301
3043451358
Molly Savilla - WesBanco Mortgage Lending Officer
901 Lee St E, Charleston, WV 25301
3044153623

A mortgage refinance company in Charleston West Virginia helps homeowners replace their existing home loan with a new one. West Virginia law requires lenders to provide clear loan estimates and follow state usury limits. Local companies understand the Charleston housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Charleston Cost?

Typical costs for a mortgage refinance in West Virginia range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent. Closing costs also include recording fees and taxes. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Charleston West Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. West Virginia lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in West Virginia?
A standard refinance in West Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.