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Mortgage Refinance Companies in South Charleston, WV
Looking for a mortgage refinance company in South Charleston? Review the directory below to compare your options.
4 agents listed
Updated May 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 4 mortgage refinance companies in South Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3047442980
Lendmark Financial Services LLC
10 River Walk Mall, South Charleston, WV 25303
3047448135
Chase Mortgage
505 D St, South Charleston, WV 25303
3047441835
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3043773593
Mortgage refinance companies in South Charleston, West Virginia help homeowners adjust their loan terms or lower their interest rates. West Virginia law requires lenders to provide clear disclosure of fees and terms under the West Virginia Consumer Credit and Protection Act. Local refinance options can help you take advantage of changing rates or consolidate debt.
What Does a Mortgage Refinance Company in South Charleston Cost?
Typical costs for refinancing a mortgage in West Virginia range from 2 to 5 percent of the loan amount. This includes an appraisal fee of $400 to $600, origination fees of 0.5 to 1 percent, and title search costs of $200 to $400. Closing costs may also include recording fees and transfer taxes. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in South Charleston?
The refinance process in West Virginia usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender and your specific financial situation.
Are there any West Virginia laws that affect mortgage refinancing?
Yes, West Virginia requires lenders to follow the West Virginia Consumer Credit and Protection Act. This law mandates clear disclosure of loan terms and prohibits unfair lending practices. You also have a three-day right of rescission for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.