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Browse mortgage refinance companies serving St Albans, West Virginia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
St Albans, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 2 mortgage refinance companies in St Albans, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Virginia Federal Credit
2355 MacCorkle Ave, St Albans, WV 25177
3047293000
Star USA Federal Credit Union
600 6th Ave, St Albans, WV 25177
3047272981
Mortgage refinance companies in St Albans West Virginia help homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. West Virginia law requires lenders to provide clear loan estimates and follow state licensing rules through the West Virginia Division of Financial Institutions.
What Does a Mortgage Refinance Company in St Albans Cost?
Typical costs for a mortgage refinance in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $500. Closing costs usually range from 2% to 5% of the loan principal. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in St Albans?
A mortgage refinance company is a business that helps you replace your current home loan with a new one. They handle the application, appraisal, and closing process. In West Virginia, these companies must be licensed and follow state regulations.
How long does a mortgage refinance take in West Virginia?
A typical mortgage refinance in West Virginia takes 30 to 45 days from application to closing. The timeline depends on the lender, appraisal availability, and your financial documents. West Virginia law does not set a specific time limit for refinancing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.