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Find Mortgage Refinance Companies Near You in Wheeling, WV
Compare mortgage refinance companies in Wheeling. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Wheeling, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 7 mortgage refinance companies in Wheeling, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1021 National Rd #1, Wheeling, WV 26003
3042335660
Mortgage Solutions Financial Wheeling
1025 Main St ste 950, Wheeling, WV 26003
3042385500
Larry Hanasky-USA Mortgage
2 22nd St Suite 332, Wheeling, WV 26003
7403107629
USA Mortgage
2 22nd St Suite 332, Wheeling, WV 26003
7403107629
VA Home Loans Wheeling WV - VA Mortgage West Virginia - VA Refinance Loans
1025 Main St, Wheeling, WV 26003
3044073765
Chase Mortgage
2 Bae Mar Pl, Wheeling, WV 26003
3042421167
Adam Joseph Brothers - Truist Mortgage Loan Officer
1145 Main St, Wheeling, WV 26003
3042333217
Mortgage refinance companies in Wheeling, West Virginia help homeowners adjust their loan terms, lower interest rates, or access home equity. West Virginia law requires lenders to follow specific disclosure rules under the West Virginia Consumer Credit and Protection Act. Local lenders in Wheeling understand the Ohio Valley real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Wheeling Cost?
Typical costs for refinancing a mortgage in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search costs of $200 to $500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wheeling?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. West Virginia lenders may also require a property appraisal. Check with your chosen company for their specific list.
How long does a mortgage refinance take in West Virginia?
A standard refinance in West Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there West Virginia laws that affect refinancing?
Yes, West Virginia has laws on prepayment penalties and escrow accounts. Lenders must follow the West Virginia Code for loan disclosures. Some refinances may also require a property survey or title insurance as per state rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.